金融>SEPA>Credit Transfers & Derect Debits

two payment instruments, defined by SEPA project
Credit Transfers and Direct Debits

Credit Transfer
a payment service, where the payment order is submitted by the payer to his payment service provider and the amount stated on the payment order is debited from the payer's payment account and credited to the payment account of the beneficiary on the basis of instruction given by the payer.
the implementation of sepa credit transfers will have a minimal impact on resident (natural persons). in principle, it will be only a gradual 'realignment' of the use of an existing account number to use the IBAN format account number.

Direct Debit
a payment service in which the payment order shall be submitted by the beneficiary to his payment service provider on the basis of prior approval, which was given by the payer. a direct debit is used primarily for energy, telecommunications, etc. in the case of direct debits can be simply stated that the changes will affect in particular the beneficiaries of the payments.

ref:
The SEPA credit transers, SEPA direct debits
www.nbs.sk

tag : SEPA Credit Transfers Derect Debits

2014-08-16 11:26 : 金融 : コメント : 0 : トラックバック : 0 :
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